Does consolidating student loans lower payments
The best way to improve your credit score is to make on-time monthly payments, and student loan consolidation can assist in that.
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These are private loans where credit score and other conditions are weighed in.So Fi will put a hold on payments for three month stretches (up to a total of 12 months) and even help you go through the job hunting process.Interest does accumulate on the loan while you’re looking for a new job, but no payments are expected. Though the minimum credit score to apply is 660, the typical So Fi customer has a credit score above 700.The market for consolidating and refinancing student loan debt has exploded over the last five years.
Online lenders So Fi and Lend Key have jumped to the front of the line among newcomers who are becoming big players in a business that traditionally was dominated by banks and credit unions.
Lend Key does a lot of the same things, only it uses a network of community banks and credit unions to fund the consolidation loan.
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