Consolidating federal graduate student loans

24-Nov-2020 17:51

However, the best places to refinance student loans do typically offer lower interest rates that could save the qualified borrower money.

Second, for your Federal loans, you never have to pay a third party company to consolidate your loans.

If your loans do end up at multiple servicing companies, it can be trickier to manage, but not impossible.

You do have to make multiple payments (to each lender), but using an app to keep track of your finances, you can still watch all your loans in one spot.

By consolidating your old FFEL loans, you can now qualify for PSLF going forward.

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So, before you increase your risk of mistakes, let's dive in and see why most borrowers shouldn't consolidate their student loans.

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