Best companies consolidating credit cards

04-Nov-2019 03:32

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If you can pay off the entire balance within 18 months, then you’ll be debt free within one and half year.Calculate the credit utilization ratio on your credit cards.The catch is you need to have a good credit score to qualify for one such card.

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A consolidation program may take between 3 and 5 years to pay off the balance in full.

Let them know that you want to pay off debt, but need their cooperation.

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